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Honestly, my credit score jumped 40 points in three months after I fixed one dumb mistake
Tbh, I never checked my credit report and had an old medical bill from a clinic in Springfield I forgot about. I paid it off and set up a single automatic payment for my main credit card. Ngl, I just checked Credit Karma and went from 640 to 680. Has anyone else seen a quick bump from just cleaning up one old collection?
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miles7077mo ago
Wow, that reminds me of when I found a random parking ticket on my report.
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patrician867mo ago
That's wild, like @miles707 finding that ticket. Makes you wonder how many people have a score stuck just from some tiny, forgotten library fine or something.
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lucas1596mo ago
Happens with subscriptions too, in my opinion. You sign up for a free trial, forget, and get a surprise charge that hits your card. It feels like the modern version of a library fine, just these little fees that slip through the cracks.
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