10
Tried the cash envelope system for groceries and ended up spending more
I was so sure the envelope method would finally get my food budget under control after years of overspending. I set aside $350 for the month in cash, but halfway through I ran out and had to dip into my emergency fund for milk and bread. Turns out I was just buying cheaper junk food instead of meal planning properly. Has anyone else had a budgeting system backfire like this? What did you change to make it actually work?
2 comments