Paid off my credit card 8 months early, now what?

I finally cleared the last $2,400 on my Visa from that Denver move back in March. Took on extra weekend shifts at the warehouse to do it, which kinda sucked but honestly feels unreal to see that zero balance. Anyone else have that weird moment where you're done paying something off and don't know whether to throw that monthly amount into savings or treat yourself a little?

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rose_murray19d ago

Did you already have a decent emergency fund before you threw everything at the card? Cause that was my mistake back when I paid off my car loan, I put every spare dollar into the loan and then my water heater died like three weeks later. I ended up putting that repair back on a card, which felt like the dumbest loop ever. Now I split it 70/30, most goes into a high yield savings account, but I set aside a little fun money each month so I don't get burned out. The treat doesn't have to be big either, just a nice dinner out or a new game, it keeps you from feeling like you're just working to save.