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Hot take: the $900 extended warranty on my Tacoma was money well spent, and I was the biggest skeptic around
Two years back I sat in the finance office at a dealer in Reno and turned down the extended warranty twice because every forum post I read called them a scam. My truck hit 61,000 miles in March and the AC compressor plus a sensor issue ran me $1,450 out of pocket. I ran the numbers on what the plan would have cost me over the same stretch and it came out ahead by a few hundred bucks. What sold me was reading the actual exclusion list line by line instead of trusting the loudest guy in the room. Not every plan is a ripoff, some are just priced like one. Has anyone here actually sat down and compared a quote against their real repair history, or is everyone just going off vibes?
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sullivan.john19h ago
How did you pull your actual repair history to compare against the quote? I've got receipts stuffed in a glovebox and no real system, but I'd honestly like to run those numbers myself.
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